Financial Needs Calculator is the only DIME+ tool that will help you determine Family Protection needs based on current financial debts, current income level, future debts as well as retirement needs. Great calculator for Financial Advisers to determine a base need for their clients. * * * * * * LMFServices is expanding its platform and is looking for individuals that can leverage themselves in a high growth environment. More products to the consumer bringing them inside the circle of safety. Higher overrides for the products we offer. more info at http://lmfservices.hgicrusade.com * * * * * * Disclaimer: None of the material in this analysis is intended to give you specific tax, investment, insurance, estate, or financial advice, but rather to serve as an educational platform to deliver information. The analysis is based on information you the customer has provided your advisor. This analysis does not take into consideration every area life insurance can help protect your family, as this analysis is limited to debts, income, mortgages, education, and retirement. Please seek advice from your professional advisors regarding your personal circumstances.